Personal tax Planning

We provide personal tax planning to a variety of clients. Whether you are a sole trader, company director, investor or high income earner our team are able to ensure that your Self-Assessment Tax Return (SATR) is completed by the necessary deadline, having claimed the reliefs available to you.

The starting point for personal tax planning and wealth management is gaining a good knowledge of our client. Rawlinson Pryde & Partners will take the time to make sure that we know our clients’ individual circumstances which will determine which strategies are correct for them. Understanding the family structures of our clients and their objectives and desires enables us to tailor our personal tax advice to each client’s individual circumstances.

With the large fines HM Revenue & Customs (HMRC) can issue for the late submission of SATR’s it is important to file these in time.

We can provide advice with how to minimise your tax bill, which may include bringing forward or delaying income tax to save at a later stage. The prime examples, of this was the dividend tax changes, which added 7.5% on to the tax bands or when the additional income tax bands were adjusted between 45% and 50%.

Another potential tax saving is if you have an employment with either another or self-employment you may be able to cap the maximum amount of National Insurance contributions made.


Our team is able to provide advice but is not limited to, the following topics:

  • Completion of Self-Assessment Tax Returns and other compliance issues
  • Income Tax
  • Rental businesses
  • Furnished Holiday Lettings
  • Pensions
  • Enterprise Investment Scheme (EIS)
  • Capital Gains Tax (CGT)
  • Inheritance Tax and Estate Planning
  • Capital Gains Tax planning
  • Structuring Wills and the use of Trusts
  • Administering probate
  • Protecting family assets through retirement
  • The efficient use of allowances
  • The efficient use of investments
  • Insurance of family members and key business employees
  • Tax planning for marriage, separation and divorce
  • Annual Maxima test

We work with you to understand your life priorities and assist with personal tax planning to minimise the impact any changes to the legislation introduces. We are proactive and alert our clients to these changes, especially if there are opportunities to minimise tax. We very much believe in a proactive approach rather than reactive.

The majority of our clients have been with us for many years and we pride ourselves on developing strong, lasting relationships by meeting their needs.

If you require some assistance with your Personal Tax affairs please contact us by calling us on 01234 300500, emailing us at [email protected] or directly to one of our team and we would be delighted to assist you.